Question 1

Which provinces have public auto insurance?

Accepted Answer

Basic auto insurance is public in British Columbia (ICBC), Saskatchewan (SGI) and Manitoba (MPI). Quebec is hybrid: SAAQ for bodily injury, private for property damage. The rest are private.

Question 2

Which privacy law applies to my business in each province?

Accepted Answer

BC PIPA in British Columbia, Alberta PIPA in Alberta (breach reporting required), the Quebec Private Sector Act (Law 25; strictest) in Quebec, and PIPEDA in the other provinces and territories.

Jurisdiction	Workers’ comp board	Basic auto insurance	Private-sector privacy law
British Columbia	WorkSafeBC	Public (ICBC)	BC PIPA
Alberta	WCB Alberta	Private	Alberta PIPA (breach reporting required)
Saskatchewan	Saskatchewan WCB	Public (SGI)	PIPEDA
Manitoba	WCB Manitoba	Public (MPI)	PIPEDA
Ontario	WSIB	Private	PIPEDA
Quebec	CNESST	Hybrid: SAAQ for bodily injury, private for property damage	Quebec Private Sector Act (Law 25; strictest)
New Brunswick	WorkSafeNB	Private	PIPEDA
Nova Scotia	WCB Nova Scotia	Private	PIPEDA
Prince Edward Island	WCB PEI	Private	PIPEDA
Newfoundland and Labrador	WorkplaceNL	Private	PIPEDA
Yukon	Workers' Safety and Compensation Board	Private	PIPEDA
Northwest Territories	WSCC (shared with Nunavut)	Private	PIPEDA
Nunavut	WSCC (shared with NWT)	Private	PIPEDA

Province and territory at a glance

Expanding into Canada?