What should I do before opening a business in Canada?

Question

Accepted Answer

Map every province and territory where you’ll have staff, property, vehicles or customers. Appoint a licensed Canadian broker to place local policies and coordinate with the global program. Register with each relevant workers’ comp board within its deadline. Arrange auto cover through the public insurer where one applies (BC, SK, MB, QC). Ask your global broker how Canadian risks are written today (admitted local policy or non-admitted master). Confirm who files the 10% federal excise tax and each provincial premium tax. Check which privacy law applies in each jurisdiction and align cyber cover to its breach rules. Review lease, customer and lender contracts for required limits and certificates.

Before you open: an 8‑point insurance checklist

Expanding into Canada?